Taking credit reporting actions on an account

The Collector System enables you to report credit information about an individual to any credit reporting agency, including the major credit reporting agencies: Experian, Equifax, and Trans Union.

The Collector System reports accounts to credit reporting agencies when they become delinquent. If you are reporting accounts manually or automatically, use caution; to avoid legal ramifications or jeopardizing confidential customer information, review the following before reporting accounts:

Section 623 of the Fair Credit Reporting Act
Credit reporting laws
Credit reporting agency settings within The Finvi

The Collector System enables you to take credit reporting action on any account you choose. You can:

Request or reinstate credit reporting
Stop or cancel credit reporting
Report disputes and resolutions
Resend a cancellation, dispute, or resolution to the credit reporting agencies, if needed (for example, if a credit reporting update fails, and you need to send it to the credit reporting agencies again).